Job Purpose:
Location – Head Office
To lead and scale the bank’s mortgage financing portfolio by developing and executing strategies that drive sustainable growth, enhance customer acquisition, strengthen asset quality, and establish the bank as a market leader in mortgage products.
Main Responsibilities:
- Develop and implement the bank’s mortgage financing strategy, policies, and annual business plans.
- Identify and capitalize on market opportunities to expand the mortgage portfolio and increase the bank’s share in housing finance.
- Support Head of department to design innovative mortgage products that address diverse customer needs, including first-time buyers, property developers, and high-net-worth individuals.
- Lead product development and refinement to ensure mortgage solutions remain competitive and relevant.
- Position the bank as a leader in the mortgage market through innovation, strong partnerships, and customer-first strategies.
- Build and maintain strategic partnerships with real estate developers, housing agencies, government housing schemes, and property agents.
- Champion digital solutions for mortgages to improve access, efficiency, and customer convenience.
- Drive cross-selling with other retail products (deposits, insurance, digital banking) to deepen customer relationships and maximize wallet share.
- Oversee end-to-end management of the mortgage book — acquisition, appraisal, disbursement, and recovery.
- Monitor portfolio quality closely and lead initiatives to reduce NPLs and PAR levels.
- Collaborate with internal teams (ICT, Operations, Risk) to continuously improve systems, processes, and credit controls.
- Lead, coach, and mentor the mortgage team, embedding a performance-driven culture with clear accountability.
- Support branch staff with training and guidance to drive mortgage sales and service delivery.
- Build a strong succession pipeline and nurture future leaders within the mortgage segment.
- Act as subject matter expert and advisor on mortgage strategy to senior management and cross-functional teams.
- Ensure 100 compliance with regulatory and internal credit standards, policies, and audit requirements.
- Provide regular performance and risk reports to senior management and governance committees.
- Uphold the highest standards of professional conduct, ethics, and integrity.
Knowledge and Skills:
- Strong understanding of mortgage and housing finance, real estate markets, and credit risk.
- MS Office, credit appraisal tools, portfolio management systems.
- Strategic leadership and ability to scale portfolios sustainably.
- Strong negotiation, business development, and partnership-building skills.
- Risk management and credit expertise.
- Analytical and problem-solving capabilities.
- Excellent interpersonal and communication skills.
Qualifications and Experience:
- Bachelor’s degree in business, Finance, Economics, or related field
- Minimum of 5 years’ experience in credit/asset financing with at least 2 years in mortgage finance leadership.
- Demonstrated success in growing loan portfolios and improving asset quality.
NMB Bank Plc is an Equal Opportunity Employer. We are committed to creating a diverse environment and achieving a gender balanced workforce.
Female candidates and people living with disabilities are strongly encouraged to apply for this position.
NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.
Only shortlisted candidates will be contacted.
Job opening date : 23-Oct-2025
Job closing date : 06-Nov-2025
How to Apply:
Job type Full-time Job, To submit your application, please follow the link provided below.
CLICK HERE TO APPLY
